Heartland members get huge selection, free, fast delivery and the guaranteed lowest prices on office products from Penny Wise. Members get up to 36% off already discounted prices for savings of up to 80% off suggested list price.

Penny Wise also offers an additional 3% savings when orders are placed through its website (www.penny-wise.com). And members' prices are guaranteed! If you buy a product from Penny Wise, then see it advertised for less, send the ad to Penny Wise within 30 days and they will refund the difference or credit your account.

Penny Wise not only offers the lowest prices, but also provides a huge selection on over 20,000 items-four times the selection of the superstores. Plus delivery is free within the contiguous U.S. and next day shipping is virtually guaranteed from the 40 Penny Wise distribution centers nationwide.

Just call and ask for a Members Only catalog to start your savings today. Don't forget to tell the operator that you are an Heartland member and request your special savings.