Cash at Any Hour Nationwide

When you need cash in a hurry-24 hours a day, seven days a week-use Emergency Cash Advance Service to get an advance of up to $500 on your VISA or MasterCard. Heartland members receive an extra discount on already low fees through a special nationwide network of over 10,000 emergency cash centers.

You can save money by using this service to send emergency cash to friends or family, too. Compare the fees to those charged by other money transfer services and see how much you save.

It's So Easy

1. Call Emergency Cash Advance at the toll-free number listed in your Membership Portfolio.
2. Ask for the location of a service center nearest to you. Most centers operate 24 hours a day and are located near interstates and major highways.
3. To send or receive a cash-advance check, give the operator your Heartland I.D. number and request a VISA/MasterCard transaction. Provide your credit card number and the amount you need (up to $500 of the cash advance available on your credit card). The service center will cash the check immediately.

Money Transfers

If you are sending money to another party, call Emergency Cash Advance and give the recipient's name and location. Be sure to request a transaction code number and give it to the person receiving the money for verification purposes.

• Note the name, address and phone number of the service center and call to make sure a check is being issued. Checks are issued within 30 minutes of approval.
• The person receiving the cash advance must present a photo I.D. or driver's license, the transaction code number, and the amount of the transfer at the service center. The service center will cash the check immediately.

The cash advance and service fee will be conveniently billed as a single charge on your next credit card statement.