Your Association Membership gives you access to the PHCS Physician Network, the largest proprietary network in the country today, with over 350,000 participating providers at over 750,000 locations.

By using a PHCS participating provider, you receive discounts
of 20%-45%.

This Is Not Insurance

Disclosures:

1. THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*
   
2. The plan provides discounts at certain health care providers for medical services.
   
3. The plan does not make payments directly to the providers of medical services.
   
4. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization.
   
5. Discount Medical Plan Organization and administrator: CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

Note to Texas Consumers: Regulated by the Texas Department of Licensing and Regulation, P.O. Box 12157, Austin, Texas 78711; telephone 1-800-803-9202 or (512) 463-6599 website: www.license.state.tx.us/complaints. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. *Medicare statement applies to MD residents when pharmacy discounts are part of program. This program is not available in Vermont and Montana.

PHCS Physician Savings Program not available in MT and VT.

Heartland Alliance of America Physician and Hospital Discount Program Terms and Conditions