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"America's Association for ELITE Benefits"

As a member, you receive the following benefits through the Travel Assistance Program when traveling more than one hundred (100) miles from your permanent place of Residence, and the trip duration is ninety (90) consecutive days or less if an accidental injury or sickness commences during the course of the covered trip. The following is a summary description only of the program’s services. If you have any questions, please call the customer service number provided with your benefit information.

Limitations and Exclusions:

The following conditions represent coverage exclusions:
  1. Suicide or attempted suicide;
  2. Intentionally self-inflicted injuries;
  3. War, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war;
  4. Participation in any military maneuver or training exercise;
  5. Mental or emotional disorders, unless hospitalized;
  6. Being under the influence of drugs or intoxicants, unless prescribed by a Physician;
  7. Commission or the attempt to commit a criminal act;
  8. Participation as a professional in athletics;
  9. Pregnancy and childbirth (except for complications of pregnancy);
  10. Travel undertaken for the specific purpose of securing medical treatment; and
  11. Bodily Injury or Sickness which can be treated locally and does not prevent the Insured from continuing his or her journey or from returning home.

This Benefit is NOT Available to residents of Florida, Connecticut or New York